HIC is an underwriter of commercial & industrial and hospitality insurance products in South Africa.

We underwrite a wide range of short term insurance products with a strong focus on risk management.

HIC Underwriting Managers (Pty) Ltd underwrite a wide range of Commercial and Industrial Risks including Sectional Title Risks servicing the short term insurance needs in the Commercial & Industrial and Hospitality sectors in South Africa.


The Commercial & Industrial product offering includes:


  • Manufacturing;
  • Retail;
  • Motor Fleets;
  • Commercial Buildings;
  • Directors and Officers Liability;
  • Schools; and
  • Conventional Insurance packages.


Our niche Hospitality products cater for:


  • Hotels;
  • Lodges;
  • Conference Centres;
  • Sporting & Greens;
  • Restaurants; and
  • Bed & Breakfasts.


Our strong focus on risk management aims to assist intermediaries in identifying risks, minimising the potential impact, maximising the opportunity to improve the risk and offer optimal risk solutions.